The Latest Obamacare Horror Story

Tuesday, October 29th, 2013 and is filed under Blog, Issues, Obamacare

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Last week, we asked for your personal Obamacare horror stories, as more and more middle class families are forced to surrender their dignity and grovel before government for their health insurance.  Here is the latest from Chris.  You can email me your story at

My wife and I have a combined household income of $100k.

My wife works as a nurse and I work for a small business that has never had great medical coverage so we have always used her insurance.

Pre obamacare her employee pay portion of the insurance coverage for the family was $4255/yr.  This was a $750 deductible and $25/copays

Unfortunately, she worked in a regional clinic at the time and many doctors in her clinic decided to retire explicitly naming obamacare as their reason for leaving their medical practices.  The clinic replaced the CEO and began making cuts of the nursing staff.  Seeing the writing on the wall we decided it would be a good idea for her to find other employment.

She went to work for a home health company and not a month after she started the company announced that they would no longer be offering health insurance to nurses of her status and directed us to the exchange.  I won’t go through the ordeal we have gone through with the exchange, suffice it to say that my experience mirrors the account that was recently posted on from Patricia in North Carolina with the exception that I never tried to call the help line.  I am certain that I will not get any subsidies, so I am not terribly motivated to try to work through all the bugs.

So now we are left with my employer sponsored coverage.  Last year the medical coverage through my employer was ~$14,000 with a $1,500 deductible per person

This year, my current coverage costs us $10,563/yr with a $3000 deductible on all of us (5 children) and this insurance went in to affect June of 2013 so is not even subject to much of Obamacare’s regulation.  I shudder to think what it will be when it gets renewed next year.

Obamacare didn’t just cause our health insurance costs to go up, it cost my wife a job.